To make your Waqf lillah.
You may decide to do so in:
1% Lump sum
Voluntary & Recommended. A regular monthly contribution.
“The most beloved action to Allah is the most continuous, even if little.” Hadith
Click here To obtain the Debit Order/ Monthly Payment Authorisation Form
The 1% Per Month Waqf is for anyone – student, housewife, professional, clerk, business, factory worker, shop assistant etc – who has a regular income and a bank account. The payment is made by debit order and the waqif/a must complete a payment authorisation form available from Awqaf SA. The amount of 1% is voluntary and recommended and could be more, or less, as the waqif/a pleases. This is a convenient way and takes advantage of available technology.
Make only 1% of your monthly income into a waqf* and make a big difference to the empowerment of Muslim as well as to poor and disadvantaged communities in South Africa, our home. We have survived the past 350 years. What about the next 350 years? Our fore bearers laid the foundations and infrastructure for a vibrant Muslim Community. So too, should we leave a great heritage for our children – so that Islam may flourish throughout this beautiful land.
We have to develop further infrastructure to serve our needs and also contribute towards nation-building and poverty alleviation, particularly among poor communities.
We cannot marginalise ourselves in mainstream issues whether in economics, health, education, social development, or politics. We have to take the “high road” (Surah Al-Balad). What are our options?
Throughout the glorious history of Islam, many sacrifices were made by Muslims who could foresee the value of living, protecting and promoting this great faith. Now it is our time to make sacrifices … with our wealth and our persons. As Muslims in SA, we can play a meaningful role. Is 1% too much?
Waqf is a pure Islamic sustainable community development institution established by our Leader, Muhammad (saw), his noble Sahaba (ra), and Muslims past and present. As in the past, waqf continues to play a major role in the empowerment of the ummah worldwide. It can do the same for us in SA…for our future. But we must join hands now.
AWQAF SA, as a community-based initiative and the pioneer waqf institution in South Africa, strongly calls on all brothers and sisters, from all walks of life to revive this great sunnah and to make the waqf system part of our everyday lives. The prophetic institution of waqf is about the future growth and development of communities. It is about goodwill, kindness, and the promotion of self-help. It is about Muslim Social Responsibility. Like many, open your heart and commit yourself to a worthwhile cause. Give Allah a beautiful loan. Make a capital gift to Allah. Make a waqf for only 1% per month. Little, but continuous. Your “unit trust” for the aakhirah. Is it not well worth the sacrifice?
Direct Lump sum
(Waqf al Nuqud)
The Lump Sum Waqf is for any person who wishes to make regular or occasional cash, cheque, electronic deposits. Direct deposits may be made into the Awqaf SA bank account as and when you please. The amount is entirely voluntary and may be large or small.
- Waqf / charitable endowment by regular monthly debit order payment
- Helps financial planning and in spreading out commitment
- Donor is in control and may increase, decrease, or cancel at short notice
(Waqf Al Maal)
The Waqf Al Maal is for any person who wishes to make a waqf of a portion of his/her wealth. This could take the form of a building, property, house, share investments, jewelry, gold coins etc.
In the case of moveable assets such as coins or jewelry, Awqaf SA would have them carefully evaluated and converted to cash. The cash would then be invested in fixed property or other prudent investment.
- Leave a legacy
- Sustainable income
- Support priority projects in needy communities
Trade & Commerce
A Waqf from trade & commerce
(Waqf Al Tijarah)
The Waqf Al Tijarah is for persons who wish to make a Waqf of a percentage of either business turnover or profits. It is also recommended that you make an intention to make a Waqf from a specific transaction or deal. Nowadays, you may also include Awqaf SA as beneficiary as part of an BEE Empowerment Deal. The % is entirely voluntary. The amount could be banked directly by direct deposit or electronic transfer, either occasionally or regularly.
A debit order facility could also be arranged. The Waqf may be designated or discretionary. It is recommended that a written Waqfiyyah or deed be completed for designated Waqfs.
- Blessings in business
- Community reinvestment / Social responsibility
- Community support for business
- Growth of Waqf funds can be fast-tracked
A waqf through your will
(Waqf Al Wasiyyah) – Up to 1/3
Upon the approval of the Noble Prophet (s), Islamic Shari’ah allows you to bequeath up to 1/3 of your estate through your will to non Qur’anic heirs and worthwhile charitable causes as a legacy or a Waqf. The other 2/3 is reserved for Qur’anic heirs whose shares are fixed. For the 1/3 portion, there is complete freedom in choosing your beneficiary, provided, of course, that the purpose be shari’ah compliant and that it does not impoverish your Qur’anic heirs.
Awqaf SA provides you with the opportunity to make a Waqf through your will (Waqf al Wasiyyah) and, as an option, to administer that Waqf on your behalf. The bequest may take the form of cash, property, share investments, jewelry, or any other asset. You may make a designated or discretionary Waqf, and may stipulate any special conditions in the will. For example, the bequest may be made for a masjid, madressah, literature, school, classroom, library books, elders home, widows home, clinics, etc. As the waqif (Waqf donor), you may appoint a Waqf mutawallee (trustee) of your choice.
Sample Bequest Clause for a Discretionary Waqf
I bequeath ……………………………………………………………………………………….
(Specify the bequest – asset or amount- in detail)
to the National Awqaf Foundation of South Africa (Awqaf SA) as a Waqf for the pleasure of Allah in terms of the Standard Waqfiyyah of Awqaf SA. In the event that this bequest exceeds the value of one-third of my estate at the time of my death, the said Waqf shall be reduced to accordingly.
Kindly consult an Awqaf SA representative to facilitate a Waqf al Wasiyyah for you.
Expert guidance is available and at hand.
The benefits of making a Waqf
Being generous is a spiritual investment.
From the Qur’an & Sunnah
- Revival of a Sunnah. “He who revives an unpractised Sunnah will get the reward of a hundred martyrs” (Mishkaat)
- Thawaab Jariyya – perpetual Thawaab until Qiyamah.
- The Prophet (SAW) said: “Verily charity appeases the wrath of the Lord and removes pangs of death.” (Tirmizi)
- Generosity purifies and rejuvenates the soul of the patron and consoles and supports the disadvantaged.
- Kindness enhances the relationship between Allah and the contributor. It promotes love, cooperation, and welfare among members of the community.
- Not only does giving increase rewards, but it also increases wealth.
- Charity awakens feelings of compassion. It reinforces the human bond with less fortunate people and strengthens the ties of humanity and fraternity.
Benefits – (Thawaab)
The benefits of establishing a waqf and the institution of Awqaf in South Africa cannot be measured in terms of rands and cents only. InshaAllah, the benefits will accrue to you, the Muslim ummah as a collective, the poor and disadvantaged in general, and, our country.
You are giving a “beautiful loan” (qard hassan) to Allah, for His pleasure. He will repay it to you in many ways. You are making a financial contribution that the Prophet (s.a.w.) said: “will bring great reward to you”. It is a sadaqah jariya that brings you continuous thawaab until the day of Qiyama. Further, by making a waqf, you will get the thawaab for all the benefit your waqf will collectively bring to all those that benefit therefrom.
The waqf has several benefits and advantages and you, as an individual, professional, or business, are contributing towards a major new initiative by:
Leave A Legacy for a Beloved
“Esaale Sawaab” or “Isaal-uth-thawaab” means to transfer or dedicate the thawaab /reward of particular good actions or charitable deeds to another person – living or deceased.
For centuries, Muslims – men and women – rich and poor – gave gifts and made bequests of charity in Allah’s way in memories of their beloved – an act loved and exalted by Allah (swt). Awqaf SA now gives you the opportunity to confer Esaale sawaab to a beloved through a waqf – a permanent legacy and charitable gift solely for the pleasure of Allah – as part of your personal social responsibility investment. The thawaab/reward may be dedicated to parents, brothers, sisters, husband/wife, friend/s or for any beloved deceased, the Noble Prophet Muhammad (s), a leader, sahaba (r) etc. The waqf is a fountain of thawaab al jariyah (continuous/ perpetual reward.) for the giver and/or the beneficiary of the esaale sawaab. It is indeed a noble charitable act and goodness of heart and has tremendous spiritual benefits.
How Does it Work?
You may donate any amount of money, or any other asset to Awqaf SA and dedicate the thawaab to your beloved. Awqaf SA then invests 100% of the waqf funds in income-producing assets. Only the income generated from investments is then used for initiating or funding beneficial and sustainable community development/poverty alleviation projects – either of your choice (designated) or as approved by the Council of Mutawallees in keeping with priority needs (discretionary).
How much do I need to give?
You may make a waqf for as little as a rand, a % of your monthly earnings, or as much as you like or you can afford. It is totally voluntary and left entirely up to you